Buffalo Service Credit Union Fees and Service Charges
(as of 6/25/10)

Service Fee
Returned Items and Overdrafts $30
Photocopy of Cleared Check $4
Outgoing Domestic Wire $15
Outgoing International Wire $30
Stop Payment $20
Statement Print Out $1/page
Account Research $15/hour
Share Draft Check Protest Fee $20
VISA® Check Card/VISA® Credit Card replacement $7
Money Orders $1
Unknown Address (returned mail) $3/month
Tax Levy $50
Information Subpoena $50
Collection Letter $30
Restraining Notice $50

ATM (Automated Teller Machine)
On each check card there is a per day limit of $510.00 ($10.00 for surcharges) used at an ATM. There is also a per day limit of $1,000 used as a debit-purchase with your PIN Number. On each account there is a limit of $2,000 for credit-signature transactions less outstanding authorizations (purchases made but not posted to your account). Check deposits at an ATM are subject to a 2 day hold, not including day of deposit. Total cash back amount on a deposit cannot exceed $100.

Transaction Limitations
Regulation D requires that no more than six (6) preauthorized, automatic, ARU-Tellerphone, internet banking or telephone transfers may be made from your Share Savings Account, Club Accounts or IRA Accounts during any one month. If you exceed, or attempt to exceed these transfer limits the transfer requests may be refused or reversed. A fee will be imposed on the excess transfer requests and the credit union may reclassify your account to a Share Transaction Account. Automatic transfers are made in $10 increments from your Account or Overdraft Line-of-Credit to cover overdrafts.

 

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