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Check our rates and terms for easy-to-manage monthly payments.
Apply one of three ways:

• On line, right now
• Call 716-842-1320
• Stop into one of our BSCU locations

Enjoy the ultimate in convenience – payments can be deducted from your BSCU account automatically.

All loans are subject to application and approval. Applications for home equity lines of credit cannot be completed on line. Call 716-842-1320 for a home equity application package.

From new or used vehicles to watercraft and RVs – we can help with fast pre-approvals before you shop, and our online calculators will help you determine how much you can afford. For added convenience, you can arrange to have your loan payments automatically deducted from your BSCU account.

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Drive down your monthly payments with a BSCU New or Used Vehicle Loan

Purchase a new or new-to-you car, truck, van or SUV with a BSCU auto loan. We’ll pre-approve your loan so you can shop with “cash in hand” for greater bargaining power. Plus, you’ll have the comfort of knowing what your monthly payments will be. Our low rates and flexible terms ensure that your monthly payments will fit your budget. You can also refinance your higher-interest auto loan from another lender to lower your monthly payments and save hundreds on interest over the life of the loan.

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Satisfy your thirst for adventure with a BSCU New or Used RV Loan

BSCU now offers loans for a wide range of recreational vehicles, including campers, boats, motorcycles and snowmobiles. You'll receive great rates and a choice of comfortable repayment terms, whether you're buying new or used – so you can enjoy the great outdoors with affordable monthly payments. If you already have an RV loan at a higher interest rate from another lender, we'll be happy to help you with refinancing. Always remember to talk to your friends at BSCU before choosing a financing option. We'll give you straightforward, honest advice about the best deal. When you're ready for the open road – or waters – turn to BSCU.

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Receive affordable financing with our Secured Loans

Get low rates and guaranteed approval with a BSCU Share Account Secured Loan. Use your BSCU Share account as collateral and pay only 2% above the dividend yield. Your approval is guaranteed, and you’ll have immediate access to loan proceeds. This is an excellent way to establish good credit history.

When you need a larger amount of cash, use your home as collateral with BSCU’s Collateral Mortgage Secured Loan – a simple alternative to home equity financing. You can borrow up to $25,000 and the rate is based on your loan term. Plus, you may be eligible for tax savings. (Member pays the closing costs. Consult your tax advisor regarding tax deductibility.)

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Meet life’s challenges with our Unsecured Loans

Enjoy the convenience and flexibility of borrowing on your signature for the unusual or unexpected events of everyday life. We’re here to help you get the funds you need immediately, so you can spend your time on more important things. You’ll receive competitive rates with a choice of repayment terms, making this a cost-effective option for fast cash.

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* Annual Percentage Rate (APR). All loans subject to application and approval. APR represents loan terms of 48 months. Rates subject to change without notice. Offer valid through April 30, 2008. Loan may not be used to refinance another Buffalo Service Credit Union loan.

At 6.25% with a 36-month term, you would make 36 monthly payments of $30.54 per $1,000 of the loan. Please use online calculators at BuffaloServiceCreditUnion.org for specific monthly payments estimates.

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