Loans

The recently enacted Health Care and Education Affordability Reconciliation Act of 2010 (H.R. 4872), eliminates the Federal Family Educational Loan (FFEL) Program on July 1, 2010.

Effective immediately, we are no longer accepting new applications for student loans through the Federal Family Educational Loan Programs. Contact your school's financial aid office for more information on securing federal student loans.

For questions or service related to an existing Federal Family Educational Loan secured through Buffalo Service Credit Union, contact our chosen servicer, Great Lakes at 1-800-236-4300, or at www.mygreatlakes.org.

Check our rates and terms for easy-to-manage monthly payments.
Apply one of three ways:

Enjoy the ultimate in convenience – payments can be deducted from your BSCU account automatically.

All loans are subject to application and approval.

Applications for home equity lines of credit cannot be completed on line.
Call 716-842-1320 for a home equity application package.

Get low rates and guaranteed approval with a BSCU Share Account Secured Loan. Use your BSCU Share account as collateral and pay only 2% above the dividend yield. Your approval is guaranteed, and you’ll have immediate access to loan proceeds. This is an excellent way to establish a good credit history.

Top of Page

Enjoy the convenience and flexibility of borrowing on your signature for the unusual or unexpected events of everyday life. We’re here to help you get the funds you need immediately, so you can spend your time on more important things. You’ll receive competitive rates with a choice of repayment terms, making this a cost-effective option for fast cash.

From new or used vehicles to watercraft and RVs – we can help with fast pre-approvals before you shop, and our online calculators will help you determine how much you can afford. For added convenience, you can arrange to have your loan payments automatically deducted from your BSCU account.

Purchase a new or new-to-you car, truck, van or SUV with a BSCU auto loan. We’ll pre-approve your loan so you can shop with “cash in hand” for greater bargaining power. Plus, you’ll have the comfort of knowing what your monthly payments will be. Our low rates and flexible terms ensure that your monthly payments will fit your budget.

You can also refinance your higher-interest auto loan from another lender to lower your monthly payments and save hundreds on interest over the life of the loan.

Satisfy your thirst for adventure with a BSCU New or Used RV Loan

BSCU offers loans for a wide range of recreational vehicles, including campers, boats, motorcycles and snowmobiles. You'll receive great rates and a choice of comfortable repayment terms.

If you already have an RV loan at a higher interest rate from another lender, we'll be happy to help you with refinancing.

Always remember to talk to your friends at BSCU before choosing a financing option. We'll give you straightforward, honest advice.

Top of Page