LOAN RATES
Loan Rates Effective
2/22/10
Rates subject to change without notice. |
| LOAN TYPE |
APR* |
DETAILS |
Auto Loan Special
New and Used Cars and Trucks** |
4.99% up to 60 months
up to 72 months 5.75%
|
New • Used • Refinanced from another lender
Used vehicle financed at NADA Retail Book Value, plus taxes |
New and Used Recreational Vehicles (Boats, Motorcycles, RV’s)** |
up to 36 months 7.90%
37 – 60 months 8.90%
61 – 72 months 9.40%
73 – 120 months 9.90% |
New • Used • Refinanced from another lender
Used vehicle financed at NADA Retail Book Value, plus taxes |
| Share Secured |
The rate is 2% above Annual Percentage Yield |
Loan amount limited to 90% of shares securing loan |
| Home Equity Line of Credit** |
Rates Adjust Annually |
Call Credit Union for details |
| Home Equity Loan Fixed Rate |
up to 60 months 5.90%
61 – 120 months 6.50%
121 – 180 months 7.50% |
Call Credit Union for details |
| MINI Equity** |
up to 60 months 7.25%
61 – 120 months 7.75% |
Loan maximum $25,000
Loan minimum $5,000
Member pays closing costs |
| Unsecured Personal Loan |
up to 36 months 11.00%
37 – 60 months 12.25% |
Maximum loan $15,000 |
| Visa® Credit Card |
12.50% Fixed |
Maximum line $15,000
No fees |
| Overdraft Line of Credit |
15.00% Fixed |
Maximum line $3,000 |
