FREE Share Draft Checking account
Manage your daily finances

With BSCU’s Free Share Draft Checking, you'll enjoy:

  • No minimum balance requirement
  • No monthly service charges

Easy access to your money
with a FREE Visa® Debit Card

  • Make withdrawals at thousands of ATMs 24/7
  • Make purchases worldwide – works like a check anywhere Visa® is accepted  
  • Check your balances and make transfers day or night using TellerPhone

Access your money 24/7 at ATMs worldwide

For quick, easy withdrawals, you’re never far from your money. 

  • Visit thousands of Visa®, Cirrus® or Accel/Exchange ATMs worldwide.
  • Get cash at any credit union or bank where Visa® is accepted.
  • Use your Visa® Debit Card at BSCU ATMs – it's free! At ATMs not owned by BSCU, you get two free withdrawals per month, with additional withdrawals at $.50 each.

BSCUatHome: Online Banking and Bill Pay

BSCU at Home brings a new branch office to you, right in your own home! Once you sign up, you will be able to do all your banking from your computer, SECURELY, QUICKLY and EASILY:

  • Check balances,
  • Pay bills,
  • Transfer between accounts,
  • Set up automatic monthly payments, and much more!
  • And it's all FREE! Click here to sign up for BSCUatHome!

Dial TellerPhone for fast,
easy transactions and information

When you call 716-842-0373, you'll receive simple, clear, user-friendly instructions.

  • Make transactions and inquiries quickly, conveniently and confidentially right from your home or office
  • Available 24 hours a day, seven days a week
  • All TellerPhone transactions appear on your monthly statement to make recordkeeping easy

TellerPhone requires its own unique Personal Identification Number (PIN). Call 716-842-1320, and we'll provide you with your own TellerPhone PIN.

Enjoy the ease and safety of Direct Deposit

You can have your paycheck, Social Security or pension check directly deposited into your Buffalo Service Credit Union account.

  • Money will be in your checking account every payday
  • You can access it via ATM using your Visa® Debit Card or by check
  • You’ll receive FREE checks for your Share Draft Checking Account

Peace of mind: Overdraft Protection

BSCU Overdraft Protection provides a linked line of credit of up to $3,000 to your Share Draft Checking Account for use when your transaction exceeds the available funds. You can also link your checking account to your savings account for overdraft protection.