LOAN RATES
Loan Inventory Sale

Loan Rates Effective 01/20/12.
Rates subject to change without notice.
LOAN TYPE APR* as low as DETAILS


New and Used Cars and Trucks**

 

LOAN SPECIAL 2.75%* up to 60 months

up to 72 months 5.00%

New • Used • Refinanced from another lender
Used vehicle financed at NADA Retail Book Value, plus taxes
Special expires April 30, 2012
New and Used Recreational Vehicles (Boats, Motorcycles, RV’s)**

 

 

up to 36 months 5.40%
37 – 60 months 6.40%
61 – 72 months 6.90%
73 – 120 months 7.40%

New • Used • Refinanced from another lender
Used vehicle financed at NADA Retail Book Value, plus taxes
Share Secured The rate is 2% above Annual Percentage Yield Loan amount limited to 90% of shares securing loan
Home Equity Line of Credit** up to 240 months Call Credit Union for details or click here
Fixed Rate** Home Equity Loan

up to 60 months 4.40%
61 – 120 months 5.00%
121 – 180 months 6.00%

Call Credit Union for details or click here
MINI Equity**

up to 60 months 6.00%
61 – 120 months 6.50%

Loan maximum $25,000
Loan minimum $5,000

Unsecured Personal Loan

 up to 36 months 8.75%

37 – 60 months 10.00%


Maximum loan $15,000

Visa® Credit Card 10.50% Maximum line $15,000

No fees
Overdraft Line of Credit 12.50% Fixed Maximum line $3,000
At 5.00% with a 60-month term, you would make 60 monthly payments of $18.88 per $1,000 of the loan. Please use calculators provided for specific monthly payment estimates.

** The credit union will take a security interest in the property purchased or pledged as collateral.
*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant.
Rates are subject to change without notice. Other rates, terms, fees or conditions may apply. Current BSCU loans are not eligible for rate refinancing.