The power of Home Equity Credit

HOME EQUITY LINE OF CREDIT
AS LOW AS 2.99% APR* for one full year
...then as low as 4.0% APR*


  • Borrow against your line for up to ten years and then take up to ten more to pay it off.
  • No closing costs, no fees, no minimum balance.*
  • Borrow what you need at an attractive rate and save!
  • Lines start at $10,000 based on your home’s equity.
  • The interest you pay may be tax deductible*

Applying is easy!

To apply or get more information please call 716-842-1320 or stop by any BSCU office.

HOME EQUITY LOAN AS LOW AS 4.40% APR**

Get a loan you can afford with flexible payment terms

  • Lock in a great rate! Enjoy an interest rate fixed for the life of the loan.
  • No closing costs, no fees.**
  • Choose your loan amount from as low as $10,000.
  • Choose your term (3 to 15 years) so monthly payments fit your budget.
  • The interest you pay may be tax deductible.**

Easy, fast application process!

To apply or get more information please call 716-842-1320 or stop by any BSCU office.

*Home Equity Line of Credit: Your actual APR may be higher based on the credit worthiness of each applicant. Currently as low as 2.99% APR introductory rate good for 1 year from closing date, then reverts to the approved APR. Offer may change without notice. Annual Variable APR based on the Money Rates section of The Wall Street Journal "Prime Rate" ("Prime") published on the first business day of February. Interest rate changes take effect on April 1st of each year the line of credit is in existence. Prime Rate is currently 3.25% APR. Maximum annual increase is 2.0% APR, Maximum lifetime APR 18%, Minimum APR 4.0%. Only 1- to 4-family owner-occupied properties. Rate and terms may change at any time before or after account opening and vary by credit history. No annual fee. All lines of credit are subject to individual approval. Buffalo Service Credit Union (BSCU) will pay closing costs. If you terminate the line of credit within the first 36 months you must repay all closing costs. Consult your tax advisor regarding deductibility of interest. Property insurance naming BSCU as mortgagee is required. Flood insurance may be required. Rates apply to new accounts and may not be applied to existing accounts. Other terms and conditions may apply.

**Home Equity Loan: Your actual APR may be higher based on the credit worthiness of each applicant. Various rates apply. 1 to 4-family owner-occupied properties only. Offer may change without notice. This is a fixed rate Home Equity Loan secured by a mortgage on your home. All loans are subject to individual approval. Consult your tax advisor regarding deductibility of interest. Buffalo Service Credit Union (BSCU) will pay closing costs. If you terminate your loan within 36 months of closing date, you must re-pay all closing costs. Property insurance naming BSCU as mortgagee is required. Flood insurance may be required. Rates apply to new accounts and may not be applied to existing accounts. Other terms and conditions may apply.

Offers expire April 30, 2012