AUTO & RV LOANS
Get behind the wheel.
Stay ahead with low payments!
Get a low-cost auto or RV loan
Whether you’re looking for your next adventure or next vehicle, a BSCU auto or RV loan offers lower rates and term options to fit your lifestyle.
New or used. Same low rates.
As a BSCU member, you can enjoy some of the lowest rates around on both new and used vehicles. So you can keep your monthly payments affordable.
APR* as low as:
- Up to 24 months 2.50%
- 25 to 36 months 2.75%
- 37 to 48 months 3.00%
- 49 to 60 months 3.25%
- 61 to 72 months 3.75%
- 73 to 84 months 4.25%
Rates apply to new and used vehicles, or a refinanced auto loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.
*Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit-worthiness of each applicant. Rates subject to change without notice. Rates are for new BSCU loans; current BSCU loans are not eligible for rate refinancing. At 2.50% APR with a 24-month term, you will make 24 monthly payments of $42.77 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.
*73-84 month term is for vehicles 4 years old or newer and for loans of $25,000 or more.
Already have a car loan? Refinance and save.
You can refinance your higher-interest auto loan from another lender to lower your monthly payments and save hundreds over the life of your loan.
Extended auto loan up to 84 months
We offer extended term auto loans for up to 84 months. The vehicles must not be greater than 4 years old and the loan amount must be $25,000 or more.
Our auto loan rates for 73 - 84 month auto loans are as low as 4.25%
RV Loan: campers, motorcycles, boats and more.
BSCU offers loans for a wide range of recreational vehicles. You’ll receive great rates and a choice of comfortable repayment terms for:
- Jet skis
If you already have an RV loan at a higher-interest rate from another lender, we’ll be happy to help you with refinancing to help lower your payment.