Auto Loan Rates

Auto Loan Rates Buffalo Ny From Buffalo Service Credit Union

Auto Loan Rates for New & Used Cars and Trucks

APR* As Low As:

  • Up to 24 months 2.50%
  • 25 to 36 months 2.75%
  • 37 to 48 months 2.99%
  • 49 to 60 months 2.99%
  • 61 to 72 months 3.25%
  • 73 to 84 months 4.25%

Rates apply to new and used vehicles, or a refinanced auto loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.

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*Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit-worthiness of each applicant. Rates subject to change without notice. Rates are for new BSCU loans; current BSCU loans are not eligible for rate refinancing. At 2.50% APR with a 24-month term, you will make 24 monthly payments of $42.77 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.

*73-84 month term is for vehicles 4 years old or newer and for loans of $25,000 or more.


New & Used Recreational Vehicles from Buffalo Service Credit Union

New & Used Recreational Vehicles

APR* As Low As:

  • up to 24 months 4.25%
  • 25 to 36 months 4.75%
  • 37 to 48 months 5.00%
  • 49 to 60 months 5.50%
  • 61 to 120 months 6.50%
  • 121 to 180 months 7.00%

Rates apply to new and used boats, RVs or motorcycles, or a refinanced loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.

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*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. For RV Loans with terms up to 36 months, the APR is 4.75%. For terms from 37 to 120 months, check out Rates page. Rates are subject to change without notice. At 4.25% APR with a 24-month term, you will make 24 monthly payments of $43.55 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.

Make Your New Ride Affordable with Our Auto Loan Rates

Whether you're looking for new car loan rates, used car loan rates or RV loan rates, BSCU can help you get the terms and auto loan rates that make sense for your budget. 

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