New or Used, BSCU Makes It Affordable for You

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Take advantage of Buffalo Service Credit Union's low auto loan rates.

Get monthly payments that make sense for your budget.

We Can Make the Car You're Eyeing the Car You're Buying

"Great, No Problem Car Loan!! Really Great Staff and Low Interest Rates"

-Kimberly, a satisfied Buffalo Service Credit Union Customer

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Find the Best Deal on Auto Loan Rates at BSCU

auto loan buffalo ny extended buffalo service credit unionAPR* as low as:

  • Up to 24 months 2.50%
  • 25  to 36 months 2.75%
  • 37 to 48 months 2.99%
  • 49 to 60 months 2.99%
  • 61 to 72 months 3.25%
  • 73 to 84 months 4.25%

Rates apply to new and used vehicles, or a refinanced auto loan from another lender. Used vehicles are financed at NADA Retail Book Value, plus taxes.

*Annual Percentage Rate. Advertised rate is “as low as” and is determined by the credit-worthiness of each applicant. Rates subject to change without notice. Rates are for new BSCU loans; current BSCU loans are not eligible for rate refinancing. At 2.50% APR with a 24-month term, you will make 24 monthly payments of $42.77 per $1,000 of the loan. Please use our payment calculator for specific payment estimates.

*73-84 month term is for vehicles 4 years old or newer and for loans of $25,000 or more.

You May Be Surprised By How Low Your Car Payment Could Be.

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Let's Talk About Your Options

Get a Better Deal with Our Auto Loan Refinancing

auto loan banner imageIf you don't need to pay more for your car payment, why would you?

Buffalo Service Credit Union can make your car payment more affordable with auto loan refinancing.

Whether life has caused your budget to change, or you think you're overpaying, Buffalo Service Credit Union can help.

Let's Talk

Get Approved for an Auto Loan & Get On The Road In Your New, Reliable Ride

  • Fast and Simple Loan and Approval Process
  • Monthly Payments That Fit Your Budget
  • We Guide You Through the Process to Get the Best Available Deal

Apply Now