Your Credit Union — Convenient, Close By and Here for You
Buffalo Service Credit Union has a branch in the Niagara Center on 130 South Elmwood Avenue. That means that we're the most convenient choice for your checking account, savings account or loans.
Avoid the runaround. From the everyday, like checking accounts and surcharge-free ATMs, to turning plans in to reality with loans, why not make your life easier?
Become a member of Buffalo Service Credit Union, and bank from the same building that you work in or visit frequently.
Why Buffalo Service Credit Union?
Convenient, Secure Online and Mobile Banking
Check your account balance at any time with our online banking and mobile banking.
We also offer mobile check deposit. Now, depositing a check is as simple as taking and sending a picture.
You can even schedule monthly loan payments and make payments online. Buffalo Service Credit Union makes it easy to manage your accounts and pay off your loans with our secure online banking and mobile banking.
We Make It Easy to Switch Your Accounts
You don’t have to settle with your current credit union or bank. Get the convenience you need in your life and the service you deserve from your neighbors at Buffalo Service Credit Union.
We’ve made it easy to switch your account with our simple Switch Kit.
Withdraw Cash, Open an Account or Apply for a Loan — All Without Having to Leave Your Office Building
Our Niagara Center branch has an ATM on site, so people who work in the Niagara Center don’t even have to leave their office building to withdraw or deposit cash. We also offer a nationwide network of 55,000+ surcharge free ATMs.
Want to save for the future with a savings account or IRA? Taking the first step is quick and convenient at our Niagara Center branch. We’re also your go-to when you need a little help from your friends, including:
- Auto Loans and RV Loans,
- Mortgage Loans,
- Home Equity Loans,
- Home Equity Line of Credit,
- Personal Loans
Our credit cards also have no annual fees.
Niagara Center (Main Office)
130 South Elmwood Avenue, Suite 126
Buffalo, NY 14202
Hours: Monday – Friday: 8:30 a.m. – 3:00 p.m.
ATM on site
A More Convenient Way to Bank Starts Here. To Open an Account or Apply for a Loan, Become a Member.
The Sooner You Start Saving, the Sooner You'll Reach Your Savings Goal
Buffalo Service Credit Union offers high yield savings accounts.
Our savings accounts may be your best option. People often use their Buffalo Service Credit Union savings account for:
- Holiday shopping,
- Unexpected expenses,
- Rainy day funds,
- and more
Opening a savings account is one of the smartest decisions you can make for your personal finances. 40% -- almost half of all Americans -- can't afford a $400 unexpected expense, according to a report by the Federal Reserve. For a lot of people, car repairs or unexpected medical bills can raise a lot of questions and anxiety about how they possibly could pay for these big surprise bills.
While no one plans to get sick or for their car to break down, you can plan ahead and make big, unexpected bills manageable. You don't need massive amounts of disposable income to make it possible, either. Setting aside just a little -- whatever you can -- really adds up. When life hits you with expensive surprises, you'll be glad you opened a Buffalo Service Credit Union savings account.
When It's Time to Upgrade Your Ride, a BSCU Auto Loan Makes It Affordable
Buffalo Service Credit Union makes it affordable for you to get in the driver's seat of a new or used car.
Whether old reliable has become old and not-so-reliable, your lease is coming to its end or any other reason you have for needing a new vehicle, Buffalo Service Credit Union offers auto loans that fit your budget.
- New car loans and used car loans available,
- Affordable monthly payments with low auto loan rates,
- A wide range of payment terms available -- from 24 months to 84 months
Does it feel like you're paying too much for your car payment? If you already have an auto loan, Buffalo Service Credit Union can help with auto loan refinancing.
Leverage the Value of Your Home When You Need More with a Home Equity Line of Credit
For most people, your home is your most valuable financial asset. With a Home Equity Line of Credit, you can get more from the value of your home. A Home Equity Line of Credit is like a credit card, but the funds are backed by the value of your home. You can even use funds from your Home Equity Line of Credit for up to 10 years with an additional 10 years to pay it back.
A Home Equity Line of Credit is a great way to pay for the big things you want in your life, like home remodeling. A Home Equity Line of Credit also provides the financial flexibility and peace of mind that you can confidently handle anything that life throws at you.
A Home Equity Loan is Great for Funding One-Time Projects
In addition to a Home Equity Line of Credit, Buffalo Service Credit Union offers Home Equity Loans.
A Home Equity Loan is a one-time loan that's backed by the value of your home. With a Home Equity Loan, you can also take advantage of a fixed rate so you can get monthly payments that make sense for your budget.
Home Equity Loans are a popular way to pay for:
- Home improvements,
- Debt consolidation,
- Large and unexpected expenses,
- and more
Is a Home Equity Loan right for you?
Get a Little Help from Your Friends at Buffalo Service Credit Union. Get a Personal Loan.
At Buffalo Service Credit Union, we get it. We all need a little help getting by sometimes. That's why Buffalo Service Credit Union offers personal loans.
If you prefer, Buffalo Service Credit Union also offers the convenience and financial flexibility of Visa® credit cards.
In addition to providing the funds you need, personal loans are a great way to pay for:
- Holiday shopping,
- Vehicle repairs,
- and more
The Convenient Choice in Niagara Center for Loans and Everyday Money Management.
If interested in applying for a loan or opening an account at Buffalo Service Credit Union...