We have three branches to serve you. Stop by to open an account, apply for a loan or take advantage of your member benefits.

Niagara Center (Main Office)

130 South Elmwood Avenue, Suite 126
Buffalo, NY 14202

Phone: 716-842-1320
Fax: 716-842-1623
Hours: Monday  CLOSED
Tuesday, Wednesday, Thursday, and Friday: 10:00 a.m. – 2:00 p.m.
Phone service available Monday through Friday from 9 am to 3 pm
ATM on site

AppleTree Business Park

2875 Union Road, Suite 28-29
Cheektowaga, NY 14227

Phone: 716-651-0723
Fax: 716-651-0865
Hours: Monday -  Thursday: 9:00 a.m. – 3:00 p.m.
Friday: 9:30 a.m. – 6:00 p.m.

V.A. Medical Center WNY Health Care System

3495 Bailey Avenue, Basement E19
Buffalo, NY 14215

The Veterans hospital is restricting access to the building. You may not be able to enter. Please consider electronic banking or visit our other locations.

Phone: 716-862-8744
Fax: 716-862-8745
Hours: Monday and Friday: 7:00 a.m. – 2:00 p.m.
Tuesday: CLOSED
Wednesday: CLOSED
Thursday: CLOSED
(Closed 11:45 to 12:30 p.m. daily)
ATM in the first floor lobby