No fees. Hassle-free.

Get the fee-free BSCU Visa® credit card

Our no-fee Visa® credit card means just that—no fees. Enjoy the full buying power of a Visa® credit card and the peace of mind that comes with knowing there are no hidden fees.

  • No annual fee
  • No transaction fee
  • No over-the-limit fee
  • No balance transfer fees

The BSCU Visa® Credit Card also features:

  • Rates as low as 10.50% APR
  • A 25-day interest-free grace period
  • Free travel accident insurance up to $250,000

Visa® ScoreCard Rewards Points Program

Earn rewards points on every purchase you make and redeem them for merchandise and travel with the Visa® ScoreCard Rewards Points Program. To see the world of rewards that awaits you, visit the ScoreCard website at

Lost or stolen card?

You can report a lost, found, or stolen Visa® credit card immediately to BSCU during regular business hours at 716-842-1320 or after hours at 1-800-299-9842.

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